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May 2011
By Robert A. Vandenbergh

The National Association of Realtors (NAR) recently reported their Affordability Index in New Jersey reached its highest point in years in 2010. 2011 Investment and Vacation Home Buyers Survey also revealed the national median vacation-home price in 2010 was down 11.2 percent from 2009, and the median investment-home price was down 10.5 percent.

While this isn't welcome news for sellers, the combination of affordable prices and favorable interest rates has created ideal circumstances for first-time, ...


By: Robert A. Vandenbergh

This is a great time for business owners to apply for a commercial loan. Renewed desire by banks to generate quality earning assets and stimulate their local economies is creating increased competition amongst the largest lending institutions and the mid-size local community banks. This industry phenomenon is creating new loan options, more flexible underwriting and accelerated business development activity; all of which create attractive opportunities for healthy businesses.

Recognizing this trend, the largest institutions are promoting themselves as a local community bank and are attempting to streamline their lending procedures and improve up ...


By Robert A. Vandenbergh



There’s been quite a bit of press lately about the signs of a nationwide improvement in the commercial real estate market. A good reason for the modest sales increase can be attributed to the amount of commercial funds now available to qualified borrowers.

Commercial loan applications have increased slightly over the past few months and banks are supporting this trend with customer service and by helping commercial business borrowers through the loan process. At Lakeland Bank, we cater to local business and just went one step further launching a “Fast Track” for those looking to borrow up to $250,000.



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