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November 2011
Cons-Loans.jpgBy Robert Vandenbergh

With interest rates at historic lows, many Americans are choosing to refinance in order to reduce their monthly payment. Refinancing may be ideal for many homeowners, so it’s a good time to determine if it is the best option for you.

Below is a check list to help you weigh the pros and cons of refinancing.
  1. Get a copy of your credit score – Today’s criteria are stricter than in the past with a credit score of 680 or above being preferred by many lender ...



By Bob Vandenbergh, COO

With all the recent media coverage on financial institutions, have you been considering switching banks? If so, consider your local community bank. You might think that switching banks is a complicated process but, at Lakeland Bank, we make it simple. We have an easy to follow “Switch Kit" that provides all of the information you need to move your finances from one bank to another.

Just follow these four steps to switch today!

Step 1: Open a New Account with Lakeland Bank
Prior to opening a new bank account, take the tiime to explore the different banking products.


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