Lakeland Bank Home Equity Loan


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Gradation


	A Lakeland Home Equity Loan can help with life’s little surprises.

No fees	Decisions within 24 hours
Payment are fixed for the life of the loan	Interest may be tax deductible**

Stop by any of our conveniently located offices,
or call Toll FREE: 1-877-224-LAKE to apply
or click here to APPLY ONLINE NOW.

To check on the status of an online application please click here.

5-Year
5.50% APR*
60 monthly payments
of $19.10 per
$1,000 borrowed

10-Year
6.00% APR*
120 monthly payments
of $11.10 per
$1,000 borrowed

15-Year
6.20% APR*
180 monthly payments
of $8.55 per
$1,000 borrowed

20-Year
6.50% APR*
240 monthly payments
of $7.46 per
$1,000 borrowed




		(973) 697-2000 Offices located throughout Bergen, Essex, Morris, Passaic, Sussex and Warren Counties APR (Annual Percentage Rate) includes a .50% discount for having the monthly loan payment automatically deducted from a Lakeland Bank checking or savings account. The APR will increase if, at any time during the term of the loan, the automatic payment deduction is discontinued. The APR’s shown are for our fixed rate Home Equity loan product, up to $500,000 with a maximum LTV of 75% on owner occupied 1-4 family properties. APR is as of 8/25/06 and subject to change at any time. Subject to credit approval. Homeowner insurance is required. *Consult your tax advisor.