Do your new additions need
room additions?
room additions?
A Lakeland Home Equity Line of Credit can help with life's little surprises.
HOME EQUITY LINE OF CREDIT
2.99%APR*
Introductory Rate
Fixed Rate for one year
3.75%APR*
Non-Introductory Rate
Variable Rate for remainder of term
2.99%APR*
Introductory Rate
Fixed Rate for one year
Non-Introductory Rate
Variable Rate for remainder of term
- Apply online - it's fast, easy and secure!
- Decisions within 24 hours
- Interest charged only on amount borrowed
- Convert to a Fixed Rate Loan at any time
- Interest may be tax deductible†
Stop by any of our conveniently located offices, call toll-free 1-866-224-1379, or visit our Web site at LakelandBank.com to apply.
LakelandBank.com
Customer Service Department: 1-866-224-1379
Customer Service Department: 1-866-224-1379
* APR=Annual Percentage Rate. The 2.99% APR is guaranteed for one year at the time of closing and is variable thereafter. Then the variable APR will be equal to the Wall Street Journal Prime Rate (currently 3.25%) with a minimum APR of 3.75%. The maximum APR that can be imposed is 18%. The current Non-Introductory APR as of 7/25/11 is 3.75%. Maximum credit line is $500,000. Subject to credit approval. Homeowners property insurance is required. Flood insurance may be required. The proposed credit line together with any other mortgage(s) cannot exceed 75% of the value of the property. New lines only. This offer may be withdrawn at any time. New Jersey, New York and Pennsylvania residents will be charged a $75.00 mortgage recording fee at the time of closing. In addition New York residents outside of the five boroughs will be charged a mortgage recording tax ranging from 1.02% to 1.05% of the maximum credit line amount. New York residents within one of the five boroughs will be charged a mortgage recording tax ranging from 1.77% to 1.80% of the maximum credit line amount.
† Consult your tax advisor.
† Consult your tax advisor.
