Sometimes, two banks fit together perfectly!
|January 7||Welcome Packet|
A Welcome Packet including your account summary was sent to you on January 7 by US Mail.
For your convenience, Lakeland Bank ATMs will be available for ATM withdrawals surcharge-free, as of January 7.
|January 24||Safe Deposit Boxes at Jackson, Lawrenceville and Neptune City|
Safe deposit boxes must be closed by January 24 at the Jackson, Lawrenceville and Neptune City branches.
|January 26||ATM/Debit Cards|
New cards mailed to customers.
|January 17 to February 11||ATMs|
1st Constitution Bank ATMs will have limited service while ATMs are converted to Lakeland Bank. NOTE: ATM deposits and transfers may not be available at all locations between these dates.
1st Constitution Bank eStatements will not be available after 3:00pm and should be downloaded prior to this date. Final Checking and Savings Statements for February 11, 2022, will be delivered by US Mail.
Zelle® will be deactivated at 8:00am and any payments scheduled for or after this date will not be processed.
|February 11-14||Conversion Weekend|
Branches close at 3:00pm Friday.
Online Banking services will not be available after 3:00pm on Friday.
Cash Manager will not be available after 3:00pm on Friday.
Consumer and Business Mobile Deposit cut-off is 2:00pm on Friday.
Safe Deposit Boxes are available until 3:00pm on Friday.
Open as Lakeland Bank at 9:00am (Princeton, formally known as Windrows, opens at 9:30am).
|Online Banking, eTreasury and Bill Pay|
Available at 8:30am.
New cards can be used as of 8:30am.
If you have not activated your Lakeland Bank debit card, please do so and destroy your 1st Constitution Bank card.
Provide merchants with new debit card information for preauthorized recurring payments.
Number will change to 1-800-320-5130.
Please contact your local 1st Constitution Bank branch for assistance. You may also download a Welcome Packet for reference here.
The conversion is currently scheduled for the weekend of February 11 - 14. 1st Constitution Bank branches will close at 3:00pm on Friday, February 11 and branches will reopen as Lakeland Bank on Monday, February 14 at 9:00am (Princeton, formally known as Windrows, opens at 9:30am). You will continue to receive the personalized service you have come to expect from 1st Constitution Bank. We will update you as we progress through this conversion.
During this period, please conduct business as usual with 1st Constitution Bank. Please continue to use the 1st Constitution Bank branches, website and ATMs as well as mobile and online banking, bill pay, your checks and debit cards. For your convenience Lakeland Bank ATMs are available for ATM withdrawals surcharge-free.
After the conversion currently scheduled for February 11 - 14, Lakeland Bank will provide an exceptional banking experience that offers customers personalized banking services, state-of-the-art online and mobile banking technology, a network of more than 70 branch locations, and access to 55,000 surcharge-free Allpoint® ATMs worldwide.
The following changes will occur in connection with the conversion in February:
The Jackson branch will be closed and consolidated into the Lakeland Bank branch located at 2120 West County Line Road in Jackson.
The Lawrenceville branch will be closed and consolidated into the branch located at 3659 Nottingham Way in Hamilton.
The Neptune City branch will be closed and consolidated into the branch located at 5511 Cookman Avenue in Asbury Park.
The lender who currently manages your relationship will continue to do so after the conversion. Loan production offices will still be located at former 1st Constitution Bank branch locations in Toms River and Freehold; construction and mortgage warehouse specialty areas remain located in Cranbury and Hillsborough, respectively. SBA loans originating at 1st Constitution Bank will continue to be supported in Fort Lee.
If you have accounts at 1st Constitution Bank and Lakeland Bank, your accounts will be separately insured through the FDIC until six months after the legal acquisition date and possibly longer for Certificates of Deposit (CDs). For CDs, FDIC insurance will continue until the maturity date, even if the maturity date comes after the grace period. For CDs that mature during the grace period, if you roll over your CD for the same term and in the same dollar amount, it will be insured separately until the new maturity date.
You will be able to use all Lakeland Bank branches after the conversion on February 14, 2022. Until that time, please continue to use the 1st Constitution Bank branches, website and ATMs as well as mobile and online banking, bill pay, your checks and debit cards.
New debit cards are scheduled to be mailed on January 26, 2022. The debit card mailing will include specific information on activation and usage.
Unless previously notified, your account number will not change so you may continue to use your 1st Constitution Bank checks and deposit slips after the conversion.
Yes, over conversion weekend your 1st Constitution Bank account will convert to a comparable Lakeland Bank product. A product conversion guide and account summary is provided in the Welcome Letter and Welcome Packet with all details of your new account. Unless previously notified, your account number will not change.
Please speak with your local branch representative for more information.
Direct deposit transactions such as your payroll or social security check as well as scheduled payments will automatically convert to Lakeland Bank.
Recurring transfers scheduled in Consumer Online Banking will be converted and will not need to be reestablished. Your Bill Pay information will be automatically converted including history, payees, recurring payments, eBills and future-dated payments.
The routing number is 021205376.
You will be receiving ongoing communication via mail, email and on the 1st Constitution Bank website. Please check the website periodically for updates.
Please contact your 1st Constitution Bank branch manager or relationship manager if you have any questions or need assistance with your existing accounts, loans, or other financial services and products.
Lakeland Bank was established in 1969 and celebrated its 50th Anniversary in May 2019. Headquartered in Oak Ridge, NJ, Lakeland Bank has branches throughout Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey and a branch in Highland Mills, NY. The Bank has regional commercial lending centers in Bernardsville, Denville, Jackson, Montville, Oak Ridge, Teaneck, Totowa and Waldwick in NJ and one in Highland Mills, NY. Lakeland Bank also has a commercial loan production office in Iselin to serve Middlesex and Monmouth counties.
Lakeland Bank is proud to be recognized as New Jersey's #1 Best-In-State Bank by Forbes and Statista, one of American Banker's Best Banks to Work For, rated a 5-Star Bank by Bauer Financial, and named one of New Jersey’s 50 Fastest Growing Companies by NJBIZ.
Lakeland Bank has a long-standing tradition of embracing the spirit of community involvement and is dedicated to fostering a corporate culture of caring. The Bank supports numerous events, charitable organizations and neighborhood programs across our footprint. In 2021, Lakeland Bank raised over $200,000 at its annual scholarship golf outing which will be awarded to students pursuing higher education in the markets we serve. Learn more about our history at LakelandBank.com/About.