* For qualifying checking accounts opened under this Promotion, customers have the opportunity to earn the $300 bonus as follows: 1) Offer valid on new consumer checking accounts opened at the Clifton office only through June 28, 2019. Excludes Renewal Checking. Not available to existing Lakeland Bank checking account customers or those whose accounts have been closed in good standing within 12 months, or closed with a negative balance at any time. Offer not available for account conversions. Offer limited to one (1) $300 cash bonus, per individual taxpayer identification number; requires qualifying direct deposit(s) totaling $500.00 or more into account within 45 days of account opening. A qualifying direct deposit is a deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at a branch, online or ATM do not qualify. Lakeland Bank will fulfill bonus within 45 days of qualification. The value of the bonus will be reported to the IRS on form 1099-INT. If the account is closed within six (6) months of account opening and the cash bonus was received, the value of the cash bonus will be deducted from the account. Offer may be withdrawn or changed at any time without notice. 2) Or complete a minimum of six (6) debit card purchases that must post to the account within the first 45 days of account opening (not including ATM transactions).

1 The monthly service charge on Elite and Classic Checking accounts opened at the Clifton branch will be waived for the first 12 statement periods from the day you open your account.

**This promotional offer available to new consumer Statement Savings Account customers opened at the Clifton Branch only with funds not already on deposit at Lakeland Bank. Annual Percentage Yields (APY) stated are accurate as of 3/4/19 and may change after account opening. Stated APY of 2.00% is for balances of $1 or greater, and is guaranteed through 06/30/20. The minimum balance to open and obtain the APYs stated is $100. Monthly service fee of $5 will be charged if a $250 average daily balance is not maintained. Fees may reduce earnings.