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How Much Life Insurance Do I Need?

(Mortgage, Home Equity, Auto and Personal Loans)

(Education, New Home, Marriage, Children)


(Recommended at 7-10x annual income needs)

(Savings, CDs, Checking & Investments excluding IRAs, 401(k)s, 529 Plans)

(Recommended to exclude Group/Employer-sponsored Policies)

Enter your information below and generate an instant, personalized life insurance quote. An experienced local Financial Advisor will contact you to review your options and help you get the best coverage for your goals.

Health Class is a rating used by life insurance companies to help calculate your premium. The rating generally falls into four classes - preferred plus, preferred, standard plus, and standard - which reflect the applicant’s health and medical history.

What You Need To Know About Life Insurance

It’s not always easy to talk about life’s ‘what if’ scenarios. To help you better understand your life insurance options, we’ve pulled together answers to frequently asked questions to help you make an informed decision about this essential part of your financial planning strategy.

Complete this form to unlock your free guide.

Please note that it is important to consult with your tax advisor regarding specific tax concerns.

Lakeland Financial Services Agency Inc. is a subsidiary of Lakeland Bank. Raymond James is not affiliated with Lakeland Financial Services Agency, Inc. LFSA has a contractual relationship with third parties which are licensed insurance agencies unaffiliated with LFSA. These agencies may provide services to you on behalf of any insurer or group of insurers. These policies have exclusions and/or limitations. 

Lakeland Financial Services is a division of Lakeland Bank. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Lakeland Bank and Lakeland Financial Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.

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