Simply Home Improvement Loan

Perhaps you’d like to update your kitchen, repair that older roof or just refresh your home’s overall appearance? Home improvement projects should be simple; paying for them should be simple too!

For whatever you’re planning, Lakeland Bank’s “Simply Home Improvement Loan” could be the answer!

  • It has a competitive fixed rate of 6.74% APR*
  • You can borrow from $2,000-$10,000 for your home projects
  • You have up to 5 years to repay your loan
  • We’ll even reduce your rate by 0.25%, to 6.49% APR*, when you have your monthly loan payments automatically deducted from a Lakeland Bank checking account


If the property is your primary residence, download and complete the application and mail it or bring it to any Lakeland branch, along with proof of homeownership (such as your most recent tax bill).

*Annual Percentage Rate (APR) applies to loans for home improvement purposes on 1-4 family, owner-occupied homes. A typical payment example for a  5-year loan would be 60 monthly payments of $19.45 per $1,000 borrowed. The APR will be reduced by 0.25%, to 6.49% APR with monthly automatic deduction from a Lakeland Bank checking account. Proof of primary occupancy and homeownership required. All loans are subject to credit approval.