Loan Rates

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*Annual Percentage Rate (APR) applies to loans for home improvement purposes on 1-4 family, owner-occupied homes and includes a .25% rate discount for payments automatically debited from a Lakeland Bank personal checking account. Rate without auto-debit is 6.74%. Proof of primary occupancy and homeownership required. All loans are subject to credit approval.

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*Annual Percentage Rate (APR) applies to loans for home improvement purposes on 1-4 family, owner-occupied homes and includes a .25% rate discount for payments automatically debited from a Lakeland Bank personal checking account. Rate without auto-debit is 6.49%. Proof of primary occupancy and homeownership required. All loans are subject to credit approval.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.

Motor Vehicle Recording Fee of $85.00 is due and payable at time of closing. This fee will be refunded if we receive the title with our lien already in place.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.

Motor Vehicle Recording Fee of $85.00 is due and payable at time of closing. This fee will be refunded if we receive the title with our lien already in place.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.

Motor Vehicle Recording Fee of $85 is due and payable at time of closing. This fee will be refunded if we receive the title with our lien already in place.

How to Apply

Foreign and Domestic Auto/Truck, for personal use only. Any vehicle with over 5,000 miles is considered a used vehicle.

†Contact your local branch office for more details. All loans are subject to credit approval.

*The APR includes a .25% discount for having the loan payments automatically deducted from a Lakeland Bank checking or statement savings account. The APR will increase, if at any time during the term of the loan, the automatic payment deduction is discontinued.