Our business loans and lines of credit were designed with your business financing needs in mind. If you’re looking to increase your purchasing power, expand your business, enhance cash flow, finance equipment or even consolidate debt—we're here for you. Because at Lakeland Bank, we’re more than your bank, we’re your partner.
with rates as low as
6.99% APR*
fixed for up to 60 months
with an introductory rate as low as
PRIME + 0%**
Apply today and mention promo code SBTLC23
Not ready to apply? Let's talk about your options! Ask about our Small Business Lending Advantage Program, which offers rate discounts for eligible borrowers.1
"The SBA Loan we received from Lakeland Bank helped us establish a new processing line enabling us to expand into new markets and create new jobs."
"I have my business checking, savings, and a business loan with Lakeland, plus, I use their online business banking. As my company grew, we needed to relocate to a larger space. Lakeland Bank provided us with a Small Business Loan which allowed us to expand the business in our new location."
"Lakeland Bank’s Online Banking has helped our business run more efficiently, and when I go into my local Lakeland Bank office, they greet me immediately by name and treat me the same way I treat my own customers. It's easy to do business with Lakeland."
"People come to The Iron Horse for the atmosphere. It’s a familiar feeling to walking in the doors at Lakeland Bank. You feel like you’ve been friends for decades. I would recommend Lakeland Bank to help you meet your personal or business needs."
"Over the past 40 years, my father and I have used Lakeland Bank’s lending services to upgrade our equipment and expand our family business. Lakeland’s lending experts and branch staff consistently keep our business banking so simple that I use them for my personal banking as well."
Let us know how we can help your business. One of our experienced Business Banking Officers will reach out to discuss personalized solutions designed with local expertise. Meet Our Team.
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*APR=Annual Percentage Rate. This special promotional interest rate is a 6.99% fixed rate up to 60 months on a fully amortizing loan equal to or greater than $100,000 or 7.49% if less than $100,000, which requires automatic deduction of loan payments from Borrower’s primary operating account with Lakeland Bank over the term of the loan. Applies to new extensions of credit from $5,000 up to $1,000,000. Total loan exposure over $1,000,000 may affect eligibility for this offer. Other products and terms available. Subject to credit approval and subject to change without notice.
**This special promotional interest rate is equal to The Wall Street Journal Prime Rate + 0% if equal to or greater than $100,000 or Wall Street Journal Prime Rate + 1% if less than $100,000. As of January 5, 2024, the Prime Rate is 8.50%. This interest rate is a variable rate and subject to change. After one year, the variable rate will be based upon the Prime Rate plus a margin (determined based on credit quality). Applies to new extensions of credit on Small Business Line of Credit (SBLOC) loan requests from $10,000 up to $500,000. Total loan exposure over $500,000 may affect eligibility for this offer. Loan payments must be from Borrower’s primary operating account with Lakeland Bank over the term of the loan. Other products and terms available. Subject to credit approval and subject to change without notice.
1Applicants may also be eligible for our special Small Business Lending Advantage Program, which offers additional rate discounts to qualified borrowers who meet business location requirements. Eligible businesses must be located within a Low-Moderate Income tract within Lakeland Bank’s CRA Assessment area which includes the counties listed below:
New Jersey: Bergen Passaic, Sussex, Morris, Hudson, Essex, Somerset, Union, Middlesex, Monmouth, Ocean and Mercer
New York: Orange