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Supporting People.

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While you’re focusing on your business, we’re focusing on you.

Our business loans and lines of credit were designed with your business financing needs in mind. If you’re looking to increase your purchasing power, expand your business, enhance cash flow, finance equipment or even consolidate debt—we're here for you. Because at Lakeland Bank, we’re more than your bank, we’re your partner.

Term Loan

with rates as low as

3.99% APR*

fixed for up to 60 months

Features & Benefits:

  • Customized and predictable repayment terms over a fixed period of time
  • Secured by collateral, including business assets, vehicles, equipment or accounts receivable
  • One lump sum advanced at time of closing

Line of Credit

with an introductory rate as low as

Prime + 0%**

Features & Benefits:

  • Lines can range from $10,000 to $500,000
  • Revolving use of funds with advances and additional principal repayments you control
  • Easily access your line with online and mobile banking

Apply today and mention promo code SBTLC22

Not ready to apply? Let's talk about your options!

It's about building local success.

"The SBA Loan we received from Lakeland Bank helped us establish a new processing line enabling us to expand into new markets and create new jobs."

- Master Metal Finishers

"I have my business checking, savings, and a business loan with Lakeland, plus, I use their online business banking. As my company grew, we needed to relocate to a larger space. Lakeland Bank provided us with a Small Business Loan which allowed us to expand the business in our new location."

- Elite Divers

"Lakeland Bank’s Online Banking has helped our business run more efficiently, and when I go into my local Lakeland Bank office, they greet me immediately by name and treat me the same way I treat my own customers. It's easy to do business with Lakeland."

- KJB Fireplaces, Inc.

"People come to The Iron Horse for the atmosphere. It’s a familiar feeling to walking in the doors at Lakeland Bank. You feel like you’ve been friends for decades. I would recommend Lakeland Bank to help you meet your personal or business needs."

- The Iron Horse Restaurant

"Over the past 40 years, my father and I have used Lakeland Bank’s lending services to upgrade our equipment and expand our family business. Lakeland’s lending experts and branch staff consistently keep our business banking so simple that I use them for my personal banking as well."

- Family Laundry
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How can we help your business?

Let us know how we can help your business. One of our experienced Business Banking Officers will reach out to discuss personalized solutions designed with local expertise. Meet Our Team.

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* APR=Annual Percentage Rate. This special promotional interest rate is a 3.99% fixed rate up to 60 months on a fully amortizing loan, which requires automatic deduction of loan payments from Borrower’s primary operating account with Lakeland Bank over the term of the loan. Applies to new extensions of credit from $10,000 up to $500,000. Total loan exposure over $500,000 may affect eligibility for this offer. Other products and terms available. Subject to credit approval and subject to change without notice.

** This special promotional interest rate is equal to The Wall Street Journal Prime Rate + 0%. As of January 1, 2022, the Prime Rate is 3.25%. This interest rate is a variable rate and subject to change. After one year, the variable rate will be based upon the Prime Rate plus a margin (determined based on credit quality). Applies to new extensions of credit on Small Business Line of Credit (SBLOC) loan requests from $10,000 up to $500,000. Total loan exposure over $500,000 may affect eligibility for this offer. Automatic deduction of loan payments must be from Borrower's primary operating account with Lakeland Bank over the term of the loan. Other products and terms available. Subject to credit approval and subject to change without notice.