CDARS is a simple way to access FDIC-insurance on deposits of $250,000 or more. Rest easy knowing we’ll take care of all the details for you.

CDARS is the Certificate of Deposit Account Registry Service®. It’s the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.


  • Safety - you can access multi-million dollar FDIC insurance coverage.
  • Convenience - you work directly with Lakeland Bank. You earn one interest rate and receive one regular statement, and one year-end tax form.
  • CD-Level Rates - Your money earns CD-level returns that may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market funds.
  • Community Investment - The full value of your money can support lending opportunities in your local community. 1

What people are saying

Lakeland Bank employees are truly concerned with customer needs and are able to quickly resolve issues and diffuse stressful situations. I appreciate the courteousness and trust their knowledgeable advice.

Susan G.

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Get Started

Call 866-224-1379 or visit the branch closest to you.