401K and IRA Education
Did you know that when you leave a job you don’t have to leave behind an employer-sponsored 401K plan?
You have options for that money. A rollover to an IRA is one of those options. It allows you to continue delaying taxes as it accumulates interest and avoids an early-withdrawal penalty.
Don’t know where to start? We’ll guide you through the process, analyze trade-offs, avoid surprises, and answer your questions. In addition to rolling over your 401(k) to an IRA, there are other options. These options include leaving the money in your former employer's plan, rolling over the assets to your new employer's plan,or cashing out the account. For additional information and what is suitable for your particular situation, please consult us.
Please note that it is important to consult with your tax advisor regarding specific tax concerns.
Lakeland Financial Services is a division of Lakeland Bank.
Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Lakeland Bank and Lakeland Financial Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.
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