Fixed Rate Loans

Comfort can be found in predictability. If you prefer to know exactly how much your monthly payment will be and how much you’ll ultimately pay in interest over time, this mortgage option may be calling your name. With a fixed-rate mortgage, your monthly principal and interest payment will stay the same until every cent is paid off. There’s no need to worry about fluctuating interest rates.

Features

  • Fixed interest rate
  • Monthly principal and interest payments remain the same for the life of your loan 
  • Choose from a variety of loan terms
  • No surprises even if inflation surges out of control
  • Stability - You can manage your money with more certainty because your mortgage payment, excluding any escrow, will not change.

What people are saying

As a first-time homebuyer, Lakeland Bank's expertise and willingness to ensure understanding of intricate details was extremely valuable. While the process wasn't without its hurdles, we could rest assured that our best interests were in mind and that Lakeland Bank had our back.

Caitlin & Ken B.

Watch their story