Deposit Rates
Personal Account Rates
Your State: change
Checking
Effective Date: Wednesday, January 26, 2022
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|---|
| $50 | 0.03% | $1 | |
| $50 | 0.02% | $1 |
Your State: change
Certificates of Deposit (CDs)
Effective Date: Wednesday, January 26, 2022
| Maturity Terms | Standard Annual Percentage Yield (APY) | Platinum Annual Percentage Yield (APY)1 |
|---|---|---|
| 12 month | 0.10% | 0.20% |
| 18 month | 0.20% | 0.30% |
| 36 month | 0.35% | 0.45% |
| 48 month | 0.30% | 0.40% |
Your State: change
Savings
Effective Date: Wednesday, January 26, 2022
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY | Get Started |
|---|---|---|---|---|
| Statement Savings | $100 | 0.05% | $1 | Open Now |
| Young Savers | $1 | 0.05% | $1 | How to Open |
Your State: change
Money Market
Effective Date: Wednesday, January 26, 2022
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|---|
| Platinum Tiered Money Market | $1,000 | ||
Tier I $1 - $14,999.99 | 0.03% | $1 | |
Tier II $15,000 - $24,999.99 | 0.09% | $15,000 | |
Tier III $25,000 - $99,999.99 | 0.09% | $25,000 | |
Tier IV $100,000 - $249,999.99 | 0.12% | $100,000 | |
Tier V $250,000 - $499,999.99 | 0.14% | $250,000 | |
Tier VI $500,000 and over | 0.19% | $500,000 |
Business Account Rates
Your State: change
Business Savings, Money Market and Checking
Effective Date: Wednesday, January 26, 2022
| Product | Minimum Amount to Open | Annual Percentage Yield (APY) Rate | Minimum Average Daily Balance to Earn APY |
|---|---|---|---|
| $100 | 0.05% | $1 | |
| $100 | 0.02% | $1 | |
| $2,500 | |||
Tier I $1 - $99,999 | 0.03% | $1 | |
Tier II $100,000 and over | 0.10% | $100,000 |
