Executive Officers

Thomas J. Shara

Thomas J. Shara

President and Chief Executive Officer / Lakeland Bancorp, Inc. and Lakeland Bank

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
tshara at lakelandbank dot com

Mr. Shara was named President and Chief Executive Officer of Lakeland Bancorp, Inc. and Lakeland Bank effective April 2, 2008. Prior to joining Lakeland Bank, Mr. Shara served as President and Chief Lending Officer of TD Banknorth’s (now TD Bank) Mid-Atlantic Division, which includes New Jersey, New York and Pennsylvania. Prior to TD Banknorth acquiring Hudson United Bank, Mr. Shara was Executive Vice President and Senior Loan Officer of HUBCO, a $9 billion commercial bank, where he oversaw organic growth and was responsible for integrating over 30 acquisitions.

Mr. Shara serves on the Board of Trustees of the Boys and Girls Club of Paterson and Passaic, N.J., the Board of Directors of the Commerce and Industry Association of New Jersey, and is Second Vice Chairman of the New Jersey Bankers Association board. He also serves on the Board of Governors of the Ramapo College Foundation and is a Foundation Officer on the Board of Trustees of Chilton Medical Center Foundation. Mr. Shara earned a master’s degree in business administration as well as a Bachelor of Science from Fairleigh Dickinson University.

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Ronald E. Schwarz

Ronald E. Schwarz

Sr. Executive Vice President / Chief Operating Officer

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
rschwarz at lakelandbank dot com

Mr. Schwarz joined Lakeland Bank in 2009 as Chief Retail Officer and currently oversees Retail Banking, Commercial Lending and Marketing in his role as Chief Operations Officer.

Prior to joining Lakeland, Mr. Schwarz, with over 45 years of retail banking experience in Northern, New Jersey, was Executive Vice President and Market Executive of Retail Banking at Sovereign (now Santander) for their Northern New Jersey division. In this capacity, he was responsible for all aspects of management for a 79 branch network and over $4 billion in deposits. Prior to Sovereign, he was Senior Vice President and NJ Retail President for Independence Community Bank and also held positions with Broad National Bank, Urban National Bank, Midlantic National Bank and United Jersey Bank.

Mr. Schwarz is a graduate of the Stonier Graduate School of Banking and is currently a member of the Board of Directors for the Metro YMCA’s of the Oranges and a past member of the Board of Directors for Hudson County Community College Foundation.

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Thomas F. Splaine, Jr.

Thomas F. Splaine, Jr.

Executive Vice President/Chief Financial Officer

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
TSplaine at lakelandbank dot com

Mr. Splaine serves as Executive Vice President, Chief Financial Officer and began his career at Lakeland Bank as Senior Vice President and Chief Accounting Officer in 2016.

Prior to joining Lakeland, Mr. Splaine was employed by Investors Bank from 2004 until 2015 in various positions including Senior Vice President, Financial Planning and Analysis and Investor Relations, and as Chief Financial Officer. His additional previous employment included Hewlett-Packard Financial Services, CIT and KPMG LLC.

Mr. Splaine earned both an undergraduate degree in accounting and a Master's in Business Administration from Rider University.

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Timothy J. Matteson, Esq.

Timothy J. Matteson, Esq.

Executive Vice President / Chief Administrative Officer / General Counsel and Corporate Secretary

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
TMatteson at lakelandbank dot com

Mr. Matteson joined Lakeland Bank in 2008 and currently serves as serves as Executive Vice President, Chief Administrative Officer, General Counsel and Corporate Secretary for both Lakeland Bancorp, Inc. and Lakeland Bank, and as a member of Lakeland's Executive Management Team.

Mr. Matteson is responsible for the supervision of the administrative and operational departments, including Information Technology, Business Application Support, Deposit Operations, Enterprise Solutions, Facilities, Human Resources, Legal, Loan Operations and Physical Security.

Mr. Matteson previously served as General Counsel at Hudson United Bancorp, Assistant General Counsel at IDB Bank, Senior Attorney at TD Banknorth (now TD Bank) and Counsel at Summit Bank.

Mr. Matteson earned his law degree from the Benjamin N. Cardozo School of Law, Yeshiva University, and Bachelor of Arts degree from Rutgers University. Mr. Matteson also is a graduate of the ABA Stonier Graduate School of Banking, in connection with which he completed the requirements to receive the Wharton Leadership Certificate from the Wharton School, Aresty Institute of Executive Education, at the University of Pennsylvania, and separately earned the certificate from the ABA Advanced Commercial Lending School. Mr. Matteson is admitted to practice law in New Jersey and New York.

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James M. Nigro

James M. Nigro

Executive Vice President / Chief Risk Officer

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
JNigro at lakelandbank dot com

Mr. Nigro joined Lakeland Bank in 2016 as Executive Vice President and Chief Risk Officer. He previously served as Senior Vice President, Credit Risk Manager at The Provident Bank in Iselin, NJ.

His banking career began in 1994 at Summit Bank in Berkeley Heights where he held various credit and lending positions in Chatham, Cranford, Dayton, and Bridgewater. He advanced to Vice President, Regional Sales Manager, a position he held until 2001 when he left Summit Bank to pursue opportunities with the former Somerset Hills Bank in Bernardsville as Executive Vice President, Chief Lending Officer.

Mr. Nigro graduated magna cum laude from Seton Hall University with a bachelor’s degree in finance, and was a member of Beta Gamma Sigma and the Financial Management Association. He was recently named Chairman of the Morris Habitat for Humanity where he has served as a Director and Treasurer since January 2013. He also serves as Secretary for the Morris County Housing Alliance, is a member of the Risk Management Association and serves on a committee for the New Jersey Bankers Association.

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Ellen Lalwani

Ellen Lalwani

Executive Vice President / Chief Retail Officer

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
ELalwani at lakelandbank dot com

Mrs. Lalwani joined Lakeland Bank in August 2008 as Senior Vice President, Director, Retail Sales and has more than 20 years of retail banking experience. Before joining Lakeland, she was Vice President, Retail Sales Manager at TD Banknorth in Mahwah, N.J. Prior to that, she was Sales Manager for Key Bank in Parsippany, N.J. and Senior Vice President, Director, Direct Banking for Hudson United Bank in Mahwah, N.J. Mrs. Lalwani earned a bachelor’s degree in finance with a minor in economics from St. John’s University. She is currently a member of the St. John’s University Alumni Association.

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John F. Rath, III

John F. Rath, III

Executive Vice President / Chief Lending Officer / Commercial Lending

250 Oak Ridge Road
Oak Ridge, NJ 07438

Direct
973-841-6210
Email
jrath at lakelandbank dot com

Mr. Rath serves as Executive Vice President, Chief Lending Officer and joined Lakeland Bank in March 2015 as Senior Vice President and Group Manager, responsible for Middle Market and C&I lending, Asset Based Lending and Equipment Finance.  He has over 35 years of banking experience and was previously employed by TD Bank for over 16 years as Senior Vice President and Group Manager responsible for Middle Market, Commercial and Small Business lending activities in the Lower Hudson Valley prior to his departure. Prior to that, he was with The Bank of New York for 18 years where he held various positions.

He serves as a Board member and past Chairman for Hudson Valley Pattern for Progress and is on the boards of Hospice of Orange and Sullivan Counties and the Bardavon 1869 Opera House. He has been an Advisory Board member for the Food Bank of the Hudson Valley for 25 years and was Co-Chairman of their Capital Campaign.

Mr. Rath was a recipient of the 2014 Mount Saint Mary's College Joseph A. Bonura Leadership award and 2017 United Way of Dutchess/Orange Community Champion award. He graduated from Washingtonville Senior High School and attended Dutchess County Community College.

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Steve Ackmann

Steve Ackmann

Executive Vice President

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
SAckmann at lakelandbank dot com

Mr. Ackmann serves as Executive Vice President, and is responsible for the coordination, enhancement and expansion of client relationships related to the acquisition of Highlands State Bank as well as the development of new client relationships. Mr. Ackmann was formerly the President and CEO of Highlands State Bank.

Prior to joining Highlands, he was President of the Bank of Princeton. Much of his banking career began in Pennsylvania where he served as President and CEO of Fidelity Deposit and Discount Bank in Scranton, PA, and for 21 years, President and COO of Promistar Financial Corporation in Johnstown, PA. Mr. Ackmann earned his MBA in business from the University of Pittsburgh and a bachelor’s degree in accounting and economics from Robert Morris University and Washington & Jefferson College.

He is a past Director of the Pennsylvania Bankers Association, past Chairman of the Pennsylvania Bankers Political Action Committee and has recently served as President of the Community Bankers Association of New Jersey and the North New Jersey Community Bankers. Mr. Ackmann also served as a member, Director and President of the Pittsburgh Chapter of the Robert Morris Associates, currently renamed the Risk Management Association.

Paul Ho-Sing-Loy

Paul Ho-Sing-Loy

Executive Vice President / Chief Information Officer

5729 Berkshire Valley Road
Oak Ridge, NJ 07438

Email
PHoSingLoy at lakelandbank dot com

Paul Ho-Sing-Loy joined Lakeland Bank in 2017 as Executive Vice President, Chief Information Officer based in Oak Ridge. Mr. Ho-Sing-Loy is responsible for further developing and leading the information technology strategy for the Bank.

Ho-Sing-Loy’s extensive industry experience spans more than 30 years and was most recently Senior Vice President, Business Solutions at Associated Bank, a regional bank with $29 billion in assets headquartered in Wisconsin. Prior to that, he served as divisional Chief Technology Officer for Bank of America in San Francisco and Wells Fargo Bank in San Francisco.

He earned a bachelor’s degree in computer science from Cornell University.

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James R. Noonan

James R. Noonan

Executive Vice President / Chief Credit Officer

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
JNoonan at lakelandbank dot com
Office
973-208-6223

Mr. Noonan joined Lakeland Bank in 2004 as Chief Credit Officer, where he oversees Credit Administration and is responsible for loan review, collections, special assets, commercial appraisal control and the Credit Department.

Mr. Noonan’s banking career began at People’s Trust of New Jersey and continued through mergers to United Jersey Bank, Summit Bank, and Fleet National Bank. His experience includes commercial lending, asset based lending, international lending, credit policy and risk management.

A graduate of SUNY New Paltz, Mr. Noonan received his MBA from Fairleigh Dickinson University. He has taught courses for AIB in loan negotiations and customer calling skills.

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Stephen Novak

Stephen Novak

Executive Vice President / Sr. Commercial Real Estate Officer & Group Leader

64 Crescent Ave
Waldwick, NJ 07643

Office
201-847-7692
Direct
201-847-7692 ext. 2
Email
SNovak at lakelandbank dot com

Stephen Novak is an Executive Vice President, Senior Commercial Real Estate Officer and Group Leader for several of Lakeland Bank’s lending teams.  Mr. Novak joined Lakeland Bank in 2001 and has a banking career that spans 30 years, including his tenure with Independence Bank of New Jersey and Commerce Bank. 

In addition to his position with Lakeland Bank, Mr. Novak is active within the community including several board/trustee/membership positions with local not-for-profit organizations, charities and various trade organizations, including Commerce and Industry of New Jersey and NAIOP.  Mr. Novak serves as the trustee/treasurer for Allendale Housing Inc., which is a not-for-profit organization that is active in the development of housing for low to moderate income developmentally disabled individuals.

Mr. Novak received his Associates Degree in Business from Bergen Community College and both his Bachelors Degree in Finance/Economics and his MBA in Finance from Montclair State University.  Mr. Novak is also a graduate of The Stonier Graduate School of Banking and the Wharton Leadership Program.

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David S. Yanagisawa

David S. Yanagisawa

Executive Vice President / Senior Loan Officer / Commercial Lending

250 Oak Ridge Road
Oak Ridge, NJ 07438

Email
DYanagisawa at lakelandbank dot com

Mr. Yanagisawa joined Lakeland in November 2008 as Chief Lending Officer. Mr. Yanagisawa has over 45 years’ experience in commercial banking, including Senior Loan Officer for TD Bank in the Northern New Jersey market. Before TD Bank’s acquisition of Hudson United Bank in 2006, Mr. Yanagisawa had been with Hudson United Bank for nine years. Prior to Hudson United, he held various senior lending positions through successive mergers, with Bergen State Bank, Citizens First National Bank of NJ, NatWest Bank and Fleet National Bank.

He is a member of the Garden State Credit Associates, the 200 Club of Bergen County and Risk Management Associates and is a former board member of the Volunteer Center of Bergen County.

Mr. Yanagisawa holds MBA and Bachelor’s degrees from Fairleigh Dickinson University and advanced banking degrees from The Stonier Graduate School of Banking and The Graduate Commercial Lending School.

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