Commercial Real Estate

We can provide a wide range of construction and commercial real estate loan solutions to meet the financing needs for owner-occupied and investment properties.

Here are our loan options:

  • Commercial Mortgage

    Convenient and affordable, and features the security of fixed monthly payments for various terms. Available for purchase and refinance of industrial, warehouses, retail establishments, offices and five-family or larger properties.

    Features and Benefits

    • Competitive rate
    • Owner-occupied or investor-owned
    • Both long-term and bridge financing options available
    • Mortgages can include funds for future or recently completed property improvements
    • Both conventional and lower down payment SBA 504 loan programs available
    • Fixed interest rates from 7-10 years
    • Amortization period up to 25 years based upon loan purpose
    • Monthly payments of fixed principal and interest
    • Loan amount up to a maximum 75% of the property value or purchase price
  • Construction Loan

    We offer flexible and innovative loan structures for the purchase and development of commercial and residential properties.

    Features and Benefits

    • Programs available for residential properties from single family homes to larger multi-family projects
    • Programs available for commercial properties including retail, industrial, office and specialty use
    • Competitive rates and terms
    • Owner-occupied or investor properties
    • Interest-only construction terms up to two years
    • Option to convert to permanent financing: both short term and longer term permanent options available
    • Experienced construction lenders
    • Staff with extensive experience in all aspects of construction loan management
    • Local, experienced project inspection professionals