Government Financing Programs

We want to help you realize your dreams and achieve the financial goals that you have set for your business. Our Government Financing Programs provide flexible options that are not generally available with conventional loans.

Here are our loan options:

  • SBA-504 Loans

    Through working with an approved SBA Economic Development Corporation (EDC), we can help structure a long-term financing package for the acquisition or improvement of real estate and the purchase of major equipment or machinery. Loans can be financed with as little as 10% down and competitive rates.

    Features and Benefits

    • Long-term, fixed-rate financing
    • Lower down payments
    • Soft costs can be rolled into project financing

    The New Jersey Economic Development Authority (NJEDA) wants to ensure that New Jersey businesses have the resources needed to expand. As an approved Premier Lender, we work closely with NJEDA with their guarantee of, or participation in, loans that we approve. The Bond Financing Program is also available on large real estate and machinery and equipment loans.

    Features and Benefits

    • Fast turnaround
    • Low fixed or floating rate loans with extended terms available for the Bond Financing Program
    • For loans that don’t qualify for conventional financing, sometimes a guarantee or participation by the NJEDA can make the difference on whether a loan receives approval.